Taking a trip to Europe with only a European Health Insurance Card (EHIC) and no holiday insurance could leave imaginative travellers at risk of hefty bills, according to an industry figure.
Brits should always carry their EHIC with them when travelling to a European destination as it provides access to healthcare in that country.
However, it will not cover travellers for the cost of a flight home in the event of an accident or a medical problem.
Chris Price, head of Direct Line Travel, explained: "It is not a travel insurance replacement. We advise all holidaymakers to protect themselves by making sure they are insured against any losses in case the worst happens."
According to research from the company, the average cost of medical care claimed for in 2008 was £678, representing a year-on-year increase of 58 per cent.
EHIC cards last for five years before they need to be renewed. This can be applied for up to six months before the expiry of the card.
